{
  "generatedAt": "2026-09-13T16:07:11.581Z",
  "job": {
    "$schema": "https://public-agents.com/schemas/job.schema.json",
    "schemaVersion": 1,
    "id": "fin.collect-customer-payment",
    "function": "fin",
    "name": "Take payment from a customer and get the money into the account",
    "outcome": "A customer's payment for a sale has cleared into the business's own account, with the amount, the fees, and any failure, refund or dispute recorded against that sale, and without a person handling the money.",
    "description": "Getting paid at the point of sale: authorizing the customer's method, settling the funds, and recording what each one cost and what happened to it. It covers cards, bank transfers, wallets, stablecoins and machine-to-machine payment protocols alike, because the outcome is the same whatever the rail. It is not proc.purchase-on-behalf, which is the buying side of the same transaction. It is not fin.reconcile-accounts, which starts after the money has landed and asks whether the ledger agrees with the bank. It is not fin.issue-invoices, which raises the bill, nor fin.collect-overdue-receivables, which chases it when it goes past due; those two meet this one when an invoice is finally paid, and a solution may claim more than one. Fraud screening at the moment of payment belongs here when it is part of accepting the payment, and in fin.flag-anomalous-transactions when it is a review of transactions the business has already recorded.",
    "measures": [
      "share of attempted payments that authorize and settle",
      "days from sale to cleared funds",
      "total cost per payment collected, fees included",
      "disputed or charged back share of settled value",
      "share of failed payments recovered on a retry"
    ],
    "aliases": [
      "accept payments",
      "take card payments",
      "payment processing",
      "checkout",
      "get paid",
      "collect money from customers",
      "payment acceptance"
    ],
    "related": [
      "fin.issue-invoices",
      "fin.collect-overdue-receivables",
      "fin.reconcile-accounts",
      "fin.flag-anomalous-transactions",
      "proc.purchase-on-behalf"
    ],
    "status": "active",
    "created": "2026-09-13",
    "updated": "2026-09-13",
    "version": 1
  },
  "solutions": [],
  "evidenceWithoutClaim": []
}